How I have already mentally spent my financial aid check that I expect to receive in January.

(in no particular order, just as I think of them)

1. Xmas presents (we are all broke and doing xmas in January this year.) $200

2. Isaac's first orthodontic device. Holy expensive. $400 after insurance

3. My 6th crown, costs almost half my monthly salary even with supplemental dental. $650 after insurance

4. A new splint to wear at night so I stop breaking my teeth. $200 after insurance

5. Membership to the Y so Isaac and I can go swimming. $noIdea

6. Isaac's swimming lessons. $20 each

7. Private piano and cello lessons for Isaac $no idea

8. Cello for Isaac (this is part of #1) $200

9. New winter boots $50

10. New clothes (oh my goddess I need them so badly) $200

10a. New clothes for Isaac (needs some new underwear stat.) $200

11. Get piano tuned $100

12. 100,000 mile maintenance on my Honda $300

13. New glasses with my new prescription $50 (this will get 3-4 pairs on Zennioptical.com)

14. Pay off old bills from non-aggressive creditors. $250

15. Red low-lights $40

16. Membership to Villaris $60/mo

17. save some in case I don't get a job this summer and have to live on the street $5000

18. Snowshoes $>$100 for both Isaac and me

19. TATTOO on my right calf of a peacock or some flowers. $250

20.

I know I'll think of more.